Lake Country Insurance Group

Personal Insurance
info@lcigrp.com

Our agency is fully licensed in Wisconsin, Illinois, Colorado and Arizona.

It is important to realize that driving an automobile represents one of the greatest potential for financial exposure an individual can face.  Our agency will tailor your specific needs, along with coverages and limits to fit your budget.
 

• Multi-Car Discount - If you insure more than one vehicle, you are entitled to a multi-car discount.
• Multiple-Policy Discounts - By insuring both your automobile and homeowners insurance with one company, you my realize significant savings on both policies.
• Group or Association Discounts - By belonging to certain associations, some companies offer discounts.
• Senior Operator Discount - For those drivers who are over age 60 or retired, certain companies offer up to a 10% savings on both automobile and homeowners insurance.
• Higher Deductibles - As the cost of repair, medical care, and vehicle cost increases, it can make sense to increase deductibles.

Your home may be the biggest single investment you ever make and the right insurance can protect that investment.  We will make it easy to insure your home with the right coverages.  We can tailor your specific needs with such options as:
 

• Personal Property Replacement Cost - Helps protect you against the impact of depreciation in value due to wear and tear and age.
• Dwelling Replacement Cost - By insuring your home at 100% replacement cost, most companies offer dwelling replacement cost, which guarantees to replace the dwelling after a covered loss.
• Schedule Personal Property - Covers those unique or high value items, such as jewelry, furs, collectibles and fine arts.  "Standard" insurance policies place limitations on these and other certain types of personal property.
• Coverage for Your Business at Home - It is estimated, one in three homes will have some type of home business.  We can tailor a policy to meet the needs of these businesses.
• Water Backup of Sewer or Drain - Damage caused by water that backs up through sewers or drains can be endorsed onto your policy.  This protects contents, as well as the dwelling.

We insure a broad range of rental properties, including newer homes, older homes, lower value homes, and vacant or under renovation dwellings.  Additional options available:

• Loss of Rents
• Landlord Liability/Medical Payments
• Vandalism and Malicious Mischief
• Theft Coverage
• High Deductibles
• And More...

The personal umbrella is a broad coverage liability policy designed to protect your personal assets from bodily injury and property damage lawsuits.  The personal umbrella can provide an additional "layer" of insurance protection for automobile, homeowners, eligible rental properties, recreational vehicles and personal watercraft.

Coverage protection is available with limits from $1 million to $10 million.

Our agency has insurance programs to cover all types of boats and personal watercraft.  Your boat or PWC is a major investment and commitment, in both time and money.  You need the best protection - at a competitive price - for this investment.  We can insure against physical loss and coverage for the liability of operation.

We know the pride and care that goes into owning a collectible automobile.  That's why we have developed a classic/antique automobile program in conjunction with our companies.

• Agreed Value Policy
• Full Replacement Cost
• No Depreciation
• No Deductible
• Competitive Rates
• Flexible Usage Guidelines
• Fast & Courteous Customer Service
• 24-Hour Claims Service